Cash Envelopes

We are starting the Dave Ramsey envelope system to try and pay off debt for once and for all!!! I've tried it before but the envelopes always fall apart and so I end up throwing them away. SO I made, yes me who can't sew anything, made these envelopes. It only took me like 5 hours.  Something I finally made off of pinterest here. I also made a wallet of sorts to go with it. It has the pocket in the middle too.